RKIS Insurance Services - Where Service Matters

Serving California’s Central Valley, Roman Katuszonek and RKIS Insurance Services is committed to selling and servicing auto, agri-business, commercial, crop, farm, health, home and life insurance.  We work with many of the insurance companies you already know or have seen on television.

RKIS Insurance Services represents you – the customer – to a variety of insurance companies. Insurance rates are a major concern, but the correct coverage for the risk you are exposed is also very important.

We can tailor insurance coverage to fit your needs. Whether your primary concern is property insurance, liability insurance or errors and omissions, contact us for a quote or review of your current coverage.

Insurance is but one form of risk management. Ask us about the alternative risk management techniques.

If you would like to the price for any other crop, please give our office a call or send us an email.

June 2008 - Highlighted Coverage

 Individual Health Insurance

If you are self-employed,

If you are not covered by a group health plan,

If you are not satisfied with your group health plan or are looking for additional family coverage,

If you are interested in a Health Savings Account (HSA) in conjunction with a high deductible health plan,

You may want to consider an individual health insurance plan from Blue Shield of California.

Click on the link below to find out more or apply online for one of the individual health plans offered by Blue Shield of Califonia


What's the difference between an HMO and PPO?

The main difference is how you access health care.  In a PPO plan, you generally may vist any licensed doctor.  In an HMO plan, you need to access non-emergency care through a designated Personal Physician to be covered.  You may choose your own Personal Physician or you can be assigned one.

May 2008 - Highlighted Coverage

Uninsured/Underinsured Motorist 

Uninsured/Underinsured Motorist Coverage is likely the most important automobile insurance coverage you can have.  Bodlily Injury liablility compensates the other driver - Uninsured/Underinsured insurance compensates you.

1.  Uninsured Motorist coverage provides protection in the event you sustain bodily injury and your injuries are caused by a negligent uninsured driver. 

2.  Underinsured Motorist coverage protects you in the event a negligent insured driver has valid and collectible bodily injury liability insurance, but in an amount insufficient to indemnify you.

When shopping your auto insurance, pay attention to the coverage you are being offered.  Some agents and companies reduce the amount of uninsured and underinsured motorist coverage in order to lower the total premium.

Fun Facts - Honey Bees

Honey Bees:

1.  Can fly up to 15 miles per hour.

2.  Visit 50-100 flowers during one honey collecting trip.

3.  Can fly 12 miles and pollinate 10,000 flowers in one day.

4.  Must visit 2 million flowers to make 1 pound of honey.

5.  Have a life span of 2 to 4 weeks.

Email your questions or comments to roman@rkins.com

2561 4th Street Ceres CA  95307 - Phone (209) 531-4136

California Insurance License #0616385