Home Iinsurance

Your home probably represents a large share of your financial wealth. To protect your investment, you want dependable insurance protection at the best value.

Property Protection against: 

Fire and lightning

Windstorm and hail

Explosion

Riot and civil commotion

Vehicle damage

Falling aircraft

Smoke damage

Vandalism and malicious mischief

Glass breakage

Theft

Falling objects

Weight of ice, snow, sleet

Sudden and accidental tearing apart of heating or cooling systems or appliances

Water damage from rupture or overflow of a household appliance, plumbing, heating or cooling system

Freezing (water pipes, etc.)

Damage from electrical currents (except to tubes, transistors or similar components)

Liability protection against:

Claims for injury to others on or off the premises

Claims for property damage

Liability defense costs

Medical expenses for injuries to others

Other available coverages:

Identity theft protection

Replacement cost coverage for your home

Earthquake coverage

Additional protection for high-value items such as jewelry, silverware, sporting goods, antiques, collectibles, etc.

Renters coverage for your personal property and personal liability.

Condominium protection for your personal property, additions and alterations, and personal liability

Email your questions or comments to roman@rkins.com